Seven Corners Travel Medical USA Visitor Basic | Plan Guide
Seven Corners Travel Medical USA Visitor Basic provides comprehensive travel medical insurance tailored for international travelers to the United States.
This plan is ideal for non-US residents visiting the USA, offering robust coverage for medical emergencies, including acute onset of pre-existing conditions.
Traveling to the United States can be an exciting experience, but ensuring adequate medical coverage during your trip is crucial.
Is Travel Insurance Mandatory For Going To USA? No, but you need to be aware medical expenses in the USA are extremely expensive in the world, it’s important to consider a travel medical USA visitor Basic plan from seven corners.
Seven Corners is a reputed insurance provider for travel health insurance plans. You can also consider the Travel Medical USA Visitor Choice plan.
Top Reasons To Consider Seven Corners Travel Medical Basic
- Peace of Mind: Covers unforeseen medical emergencies during your trip
- Comprehensive Coverage: Includes acute onset of pre-existing conditions
- 24/7 Support: Assistance for locating medical providers and arranging emergency services
- Affordable Options: Flexible deductible and policy maximum choices to suit your budget
- Global Expertise: Trusted by travelers worldwide for over 30 years
Plan Flexibility Seven Corners Travel Medical USA Visitor Basic
- Policy Duration: Ideal for both short and long-international travel coverage benefit
- Comprehensive Coverage: Includes acute events related to pre-existing medical conditions, ensuring peace of mind for international travelers
- Optional Extensions: Extendable for a total of up to 364 days, perfect for extended stays or frequent visitors
- Pre-existing conditions: Covers the acute onset of pre-existing conditions
Explore Travel Insurance for the USA
Overview Of Seven Corners Travel Medical USA Visitor Basic
- Comprehensive coverage for visitors to the USA
- A.M. Best Rating: A
- Underwriter: C&F Crum & Forster
- Coverage duration available from 5 days to 364 days
- Designed for non-United States citizens and non-United States residents traveling to the USA
- Travel Medical USA Visitor Basic is a type of travel medical insurance designed for non-US residents traveling to the United States
- It provides medical coverage and emergency services for unexpected medical expenses incurred while traveling in the US
- This type of insurance is essential for foreign visitors, as domestic insurance usually doesn’t fully cover medical expenses incurred in an international country especially the USA as medical expenses are extremely high in the USA
- To purchase this plan, your travel destination must be the USA. It offers limited coverage for travel to other countries, but only for trips that begin in the USA
- For more details, refer to the International Travel Coverage benefit in the policy document
Key Benefits Of Seven Corners Travel Medical USA Visitor Basic
Medical Coverage
- Covered Medical Expenses: Comprehensive medical coverage for unexpected medical expenses, including doctor visits, hospital stays, diagnostic tests, outpatient treatments, and more
- Acute Onset of Pre-Existing Conditions: Offers coverage for sudden and unexpected medical events related to pre-existing conditions
- COVID-19: COVID-19 is covered like any other covered medical condition if the virus was contracted after the policy effective date
- Scheduled Benefit Plans: Transparent benefits for various medical treatments, ensuring a clear understanding of coverage limits
Emergency Services
- Emergency Medical Evacuation: Arranges transportation to the nearest suitable medical facility for immediate care
- Return of Mortal Remains: Covers costs for repatriation or local burial of the insured person
- Urgent Care: Access to urgent care facilities and telehealth services for non-emergency medical consultations
Comprehensive Plan Options
Comprehensive coverage for medical expenses incurred in the USA:
- Policy Maximum: Offers coverage limits up to $150,000
- Lifetime Policy Maximum Benefit: $1,000,000
- Medical Maximum Coverage: Flexible options based on age and specific needs
- Coverage Length: Adjustable coverage durations ranging from 5 days to 364 days, with options for extensions
- Available Policy Maximum For Ages 14 days To 69 years: $50K, $100K, $150K
- Available Policy Maximum For Age 70 To 99 years: $50K, $100K
- Available Deductibles: $0, $50, $100, $200
Additional Benefits
- Incidental Trips To Home Country: Limited coverage for trips to your home country during the policy period
- PPO Network Access: Enables discounted rates through a vast network of preferred providers
- Corners Assist: 24/7 multilingual support for medical referrals, travel assistance services, and claims guidance
- Optional Add-On: Optional add-on benefits for adventure activities
Seven Corners Travel Medical USA Visitor Basic – Plan Details
Seven Corners Travel Medical USA Visitor Basic is a top-rated travel medical insurance plan that delivers scheduled benefits for non-U.S. residents.
Plan Benefits Summary
| Benefit | Coverage Amount | Details |
|---|---|---|
| Policy Maximum | Up to $1,000,000 | Lifetime plan maximum for eligible expenses |
| Medical Maximum Options | $50,000 / $100,000 / $150,000 | Available for ages 14 days–69 years |
| Medical Maximum Options | $50,000 / $100,000 | Available for ages 70 years–99 years |
| Deductible Options | $0, $50, $100 | Ages 14 days to 69 years, Based on the insured’s age and selection |
| Deductible Options | $100, $200 | Ages 70 to 99 years, Based on the insured’s age and selection |
| Coverage Duration | 5 to 364 days (extendable up to a total of 364 days) | Flexible coverage period |
Key Highlights Of Seven Corners Travel Medical USA Visitor Basic
- Policy Maximum: Up to $150,000
- Lifetime Plan Maximum: Up to $1,000,000 (max amount payable for the total period of coverage)
- Deductibles: Options from $0 to $200, depending on the insured’s age
- Coverage Period: From 5 days to 364 days, extendable up to a total of 364 days
- Eligibility: Open to international travelers aged 14 days to 99 years
- U.S. Green Card Holders are ineligible for coverage
- Duration: Coverage begins at a minimum of 5 days and coverage ends at a maximum of 364 days
This plan ensures international travel coverage benefits, covering medical expenses incurred during trips to the USA. It also provides optional incidental trips to the home country for emergencies during extended stays.
Benefits For Eligible Medical Expenses
The Travel Medical USA Visitor Basic plan offers extensive benefits for eligible medical expenses:
| Comprehensive Medical Benefits | Coverage Amount | Limits And Notes |
|---|---|---|
| Hospital Room & Board | $1,100 per day | 30-day limit |
| Intensive Care Unit | Additional $500 per day | 8-day limit |
| Emergency Room Services | Up to $350 | For medical emergencies |
| Surgery | $3,000 | Covers inpatient and outpatient procedures |
| Diagnostic Basic Tests (X-rays, Labs) | $500 | Outpatient only |
| Prescription Drugs | $200 per coverage period | Medication costs. |
| Physiotherapy | $40 per visit | 12 visits maximum |
| Ambulance Services | $300 per incident | Local ambulance only |
| Acute Onset Of Pre-Existing Conditions | up to $50,000 for those under the age of 70 | only up to $25,000 for age 70-79 years |
Check out and opt for travel insurance for pre-existing medical conditions if you specifically require pre-existing medical conditions coverage.
Case Study: How The Plan Protects Travelers
Scenario: A 45-year-old traveler visiting the U.S. experiences an acute onset of a pre-existing heart condition.
| Cost Category | Treatment Details | Covered Amount |
|---|---|---|
| Emergency Room Visit | Heart attack symptoms required immediate attention | $350 |
| Hospital Room & Board (3 days) | Admitted for monitoring and treatment | $3,300 |
| Prescription Medications | Discharged with a 1-month prescription | $350 |
| Amount | Total Medical Expenses | $4,000 |
This traveler would pay the chosen deductible, and the rest would be covered under the plan as per the eligible medical expenses schedule, demonstrating its value during emergencies.
2. Emergency Services
- Emergency Medical Evacuation: Coverage up to $100,000
- Repatriation of Mortal Remains: Up to $25,000
- Local Ambulance Services: Up to $500 per event
Emergency Travel Benefits, Dental & Vision, And Optional Add-Ons Of Seven Corners Travel Medical USA Visitor Basic Plan
| Benefit | Coverage Amount | Details |
|---|---|---|
| Emergency Medical Evacuation | $100,000 | Includes medically necessary evacuations |
| Return of Mortal Remains | $20,000 | Repatriation or burial expenses |
| Local Burial/Cremation | $20,000 | Costs for burial or cremation in the host country |
| Incidental Trips to Home Country | Up to $25,000 | Applies to coverage periods over 30 days |
| Terrorist Activity | Up to $25,000 | For injuries due to covered incidents |
| Dental Emergency Pain Relief | $500 | Must be medically necessary |
| Dental Accidents | $500 | For external injuries to teeth |
| International Travel Coverage Add-On | Up to medical maximum | Covers incidental trips outside the U.S. for up to 14 days |
| Additional Policy Extensions | Up to 364 days | Renewal required before expiration |
Seven Corners Travel Medical USA Visitor Basic – Eligibility And Enrollment
To enroll in the Seven Corners Travel Medical USA Visitor Basic plan, applicants must meet the following criteria:
- Age Requirements: Minimum of 14 days and under 100 years
- Eligibility: non-US residents, including spouses and dependents, traveling companions traveling to the US
- Residency: Non-U.S. residents without a green card
- Travel Purpose: Medical coverage is not valid for travel solely for medical treatment
- Travel Criteria
- Coverage applies to trips to the United States
- Incidental trips outside the U.S. are covered within certain limits
- Enrollment: Available online, with a minimum age of 14 days and a maximum age of 99 years
- Extension: Coverage can be extended up to a total of 364 days with the Travel Medical USA Visitor Basic plan
- Renewal: An extension notice will be sent via email before coverage ends, with an applicable fee for each extension
Why To Choose Seven Corners Travel Medical USA Visitor Basic?
Seven Corners has over 30 years of experience providing travel insurance solutions.
Their 24/7 multilingual support, facilitated through Corners Assist, ensures travelers receive timely help during medical emergencies, including arranging care and providing interpretation services.
| Feature | Benefit |
|---|---|
| Scheduled Benefits | Clear limits on each coverage category for transparency |
| 24/7 Assistance | Seven Corners Assist provides multilingual support worldwide |
| Comprehensive Travel Coverage | Covers medical emergencies, evacuation, repatriation, and acute onset of pre-existing conditions |
| Customizable Options | Choose deductibles and policy maximums based on your needs |
| Flexible Coverage Length | Ideal for both short and long-term trips, with extension options |
How To Apply For Seven Corners Travel Medical USA Visitor Basic Plan?
- You can get a free quote to compare plans
- Fill out the application form with the required travel details
- Choose your coverage length and deductible preferences
- Receive your ID card and enjoy hassle-free travel protection
Comparison Of Travel Medical USA Visitor Basic vs. Choice
| Benefit | Basic Plan | Choice Plan |
|---|---|---|
| Hospital Room & Board | $1,100 per day (30 days max) | $2,000 per day (30 days max) |
| Emergency Room | $350 | $600 |
| Surgery | $3,000 | $5,000 |
| Prescription Drugs | $200 per coverage period | $350 per coverage period |
| Acute Onset Coverage | $50,000 | $75,000 |
| Dental (Emergency Relief) | $500 | $750 |
| Incidental Trips to Home | $25,000 | $50,000 |
Read the complete details of Seven Corners Travel Medical USA Visitor Choice and, according to your requirements, choose between both plans.
Claim Filing Information For Seven Corners Travel Medical USA Visitor Basic
| Step | Details |
|---|---|
| Contact Customer Support | Toll Free: 1-800-335-0611 / Email: claims@sevencorners.com |
| Submit Claims | Online or via email, with supporting documents |
| Step 1 | Complete claim form available on the Seven Corners website |
| Step 2 | Attach all required documents, including medical bills, proof of payment, and travel details |
| Step 3 | Submit the claim via email to claims@sevencorners.com or online at sevencorners.com/login |
| Step 4 | Await claim processing and reimbursement. For queries, contact customer service |
Plan Exclusions And Limitations Of Seven Corners Travel Medical USA Visitor Basic Plan
These are some key exclusions and not a complete list of exclusions:
| Exclusion | Details |
|---|---|
| Pre-Existing Conditions | Covered only for acute onset of pre-existing conditions |
| Travel For Medical Purposes | Not covered if a trip is for seeking treatment & medical care |
| Routine Care | Vaccinations and preventative treatments are not included |
For a complete list of exclusions refer to the policy document.
Renewal And Extension
- Coverage can be extended up to a total of 364 days with the Travel Medical USA Visitor Basic plan
- An extension notice will be sent via email before coverage ends, with an applicable fee for each extension
Seven Corners Travel Medical USA Visitor Basic Insurance Review
- A reliable choice for international visitors to the USA
- Comprehensive coverage for medical expenses incurred in the USA
- 24/7 multilingual travel assistance services
Travel Medical Insurance Plan for International Visitors
- Essential for international visitors to the USA to ensure access to expected medical care
- Helps to cover medical expenses incurred in the USA
Conclusion
Seven Corners Travel Medical USA Visitor Basic is a comprehensive travel medical insurance plan that provides medical coverage and emergency services for non-US citizens traveling to the US.
The Seven Corners Travel Medical USA Visitor Basic plan is an excellent choice for international travelers seeking dependable medical insurance coverage while visiting the United States.
FAQs: Travel Medical USA Visitor Basic Insurance
Who is eligible to purchase this plan?
Non-U.S. residents aged 14 days to 99 years are eligible, except for Green Card holders traveling to the U.S.
What is the policy maximum coverage amount?
The plan offers coverage limits of up to $150,000, depending on the selected options and age group.
Does the plan cover pre-existing conditions?
The plan includes limited benefits for the acute onset of pre-existing conditions but does not cover scheduled treatments or routine care for pre-existing conditions.
How long can the coverage last?
Coverage can range from 5 days to 364 days, with options to extend up to the maximum allowed period.
Are incidental trips to the home country covered?
Yes, the plan provides limited coverage for incidental trips to your home country, subject to specific conditions.
What emergency services are included?
The plan covers emergency medical evacuation, return of mortal remains, and urgent care services.
How do I access medical providers under this travel insurance plan?
The travel health insurance plan offers access to a PPO network, allowing you to receive discounted rates for covered services. Be aware medical expenses are very high in the USA.
Can I include my family members in this travel insurance plan?
Yes, you can add eligible family members, including your spouse and children, to the travel insurance plan during the application process.
Does the plan offer COVID-19 coverage benefits?
Yes, seven corners travel medical USA visitor plans offer COVID coverage benefits:
- COVID-19 medical coverage: covers COVID-19 like any other covered medical condition up to the policy maximum
- COVID-19 testing: testing can be covered if ordered by the attending physician for diagnostic purposes if symptoms occur after the policy effective date
What happens if I need assistance while traveling?
Seven Corners Assist provides 24/7 multilingual support for medical emergencies, claims, and other travel-related needs.
How do I file a travel insurance claim?
Travel insurance claims can be filed online, via email, or by contacting the Seven Corners claims department. Ensure all required documents are submitted along with your travel insurance claim within 90 days of the incident.
