Safe Travels USA Cost Saver is a budget-friendly, comprehensive travel insurance plan that is designed to provide, medical coverage and other travel and emergency services-related benefits, for non-US citizens and international travelers visiting the United States.
The plan is available to individuals, groups, and families. The plan provides coverage to visitors:
It is a secondary/excess plan providing all the options available under the Safe Travels medical insurance and coordinates and covers medical expenses that the primary health plan does not cover like medical evacuation, co-insurance, and deductibles. The plan is administered by Trawick International.
Healthcare costs in America are extremely expensive. When it comes to traveling to the USA, it’s important to have adequate travel insurance coverage to protect yourself against unexpected medical expenses. Travel medical insurance should be a priority when traveling out of your home country.
If you are new to travel insurance knowing how travel insurance works is a good place to start.
If you are here searching for health insurance for parents visiting the USA, knowing these details will be beneficial.
This plan is designed for non-US citizens traveling to the United States.
The plan offers various levels of coverage, including options for trip interruption, baggage loss, emergency medical evacuation, and other travel-related risks.
You can purchase coverage from 5 days up to 364 days, If purchased for a minimum of 5 days it can be extended for 364 days.
Within the PPO network (After the deductible is satisfied)
Outside the PPO network,
This plan is one option that visitors to the USA may want to consider. But is it worth buying?
If you still have questions about travel insurance and whether it is worth it?
Knowing the top 10 reasons to buy travel insurance may address any questions you might have.
Remember that your primary health plan in your home country may not cover you when you travel internationally.
In this review, we’ll take a closer look at the benefits and limitations of the Safe Travels USA Cost Saver travel insurance plan, to help you decide whether or not, it’s the right choice, for your travel needs.
This plan is worth buying or not depends on a variety of factors, including:
Some other things to consider when evaluating this product include:
It’s always a good idea to carefully review the terms and conditions of any travel insurance plan before purchasing it and to compare multiple options to find the one that best meets your needs and budget.
Here is some general information about the plan and some factors to consider when deciding whether or not to purchase this plan.
This is a travel medical insurance plan designed to provide medical coverage for travelers who are visiting a foreign country and may not be covered by their primary health plan from their home country while traveling abroad.
Travel medical insurance plans typically provide coverage for emergency medical treatment, medical evacuation, repatriation of remains, and other medical expenses related to illness or injury during the trip.
This plan specifically provides coverage for non-U.S. citizens traveling to the United States, as well as U.S. citizens returning to the United States from abroad.
The plan is available for individuals and families and offers several different levels of coverage to choose from, with varying limits and deductibles. Coverage can be purchased for trips up to 364 days in length.
This plan offers a lower level of coverage at a more affordable price. Offers coverage minimum of 5 days for up to 364 days.
It does not include coverage for COVID-19-related expenses.
This plan is designed to provide medical coverage and other travel-related benefits for international travelers visiting the United States.
The plan is administered by Trawick International and offers several different levels of coverage to choose from, depending on your needs and budget.
Some of the benefits include:
Rates based on:
This is a travel medical insurance plan designed for international travelers visiting the United States. Here are some coverage highlights of the plan:
If you need to file a claim under this plan, you should follow these steps:
It’s important to note that you should always read your policy documents carefully and understand the terms and conditions of your coverage before you travel. This will help you understand what is covered, what is excluded, and how to file a claim if you need to do so.
To cancel your Insurance policy, you can follow the steps below:
Alternatively, you can also cancel via email. All insurance companies prefer to receive such cancellation emails directly from the insured.
Please note that there is a $25 cancellation fee, and if the refund due is less than the $25 cancellation fee, the insured person would need to pay the difference to cancel coverage.
Yes, you can cancel your Safe Travels USA Cost Saver policy after the effective date. However, a $25 cancellation fee is applicable for any policy canceled after the effective date.
A pro-rated daily refund is possible if no claims have been filed since the effective date. Only unused days’ premiums will be considered refundable.
If any claims have been filed with the company, the premium is fully earned and is non-refundable
Full cancellation and refund will only be considered if a written request is received by the insurance provider prior to the effective date of the coverage
Medical outpatient coverage refers to coverage for medical treatment received outside of a hospital or inpatient facility. This can include treatment at a doctor’s office, urgent care center, or other outpatient facility.
The Safe Travels USA Cost Saver insurance plan provides coverage for emergency medical treatment received on an outpatient basis, subject to the policy limits and terms and conditions. This includes coverage for outpatient medical services such as physician visits, lab tests, x-rays, and prescription medication.
The minimum policy duration for the Safe Travels USA – Cost Saver is 5 days. This means that you can purchase coverage for a trip to the United States for a minimum of 5 days.
The plan is designed for individuals or families who are visiting the United States for a short period of time, and coverage can be purchased for up to 364 days.
It’s important to note that the premium for the plan is based on the length of your trip, so the longer your trip, the higher the premium will be.
It’s a good idea to purchase travel insurance like the Safe Travels USA Cost Saver as soon as your travel dates are confirmed. Travel insurance can provide peace of mind and protection in case unexpected events occur before or during your trip.
By purchasing the insurance early, you can ensure that you are covered for any unexpected events that may occur leading up to your trip, such as a sudden illness or injury.
Additionally, some travel insurance plans may have exclusions or limitations that apply if you purchase the plan too close to your travel dates.
When purchasing travel insurance, be sure to carefully review the policy details, including coverage limits, exclusions, and any required documentation or pre-authorization for medical treatment.
It’s also important to understand the claims process and how to contact the insurance company in case of an emergency or if you need to file a claim.
The PPO provider for Safe Travels USA – Cost Saver is First Health, Which is recognized by all major hospitals and healthcare facilities.
While you can visit any provider of your choice outside the network, when you visit a provider within the network, the provider will charge only the network-negotiated fees.
Safe Travels USA – Cost Saver is administered by Trawick International. Trawick International is a travel insurance company that has been providing travel insurance plans for over 20 years. They offer a variety of travel insurance products, including plans for students, groups, and individuals traveling internationally. Trawick International is headquartered in the United States and is licensed and regulated by the Department of Insurance in the State of Texas.
Safe Travels USA Cost Saver is a good choice for visitors to the USA for several reasons:
Overall, Safe Travels USA Cost Saver is a good choice for visitors to the USA who want comprehensive coverage at an affordable price, with the added benefit of COVID-19 coverage and a large network of healthcare providers.
Apart from Safe Travels USA Cost Saver, there are various other plans from Trawick worth considering
If you are looking for international plans for Indian Travelers visiting the USA, Here are a few other options to consider.
A sudden and unexpected outbreak or recurrence of pre-existing conditions is covered by the plan. It provides coverage up to $1,000, subject to chosen deductible and coinsurance for covered expenses incurred.
This benefit does not include coverage for Known, Scheduled, Required, or Expected medical care, drugs, or treatment existent or necessary prior to the effective date of coverage.
Pre-existing conditions are defined as medical conditions for which you have received treatment, medication, or advice from a healthcare provider in the 180 days prior to the start of your policy period.
A sudden and unexpected outbreak of a pre-existing medical condition refers to the acute onset of a pre-existing condition. It is a sudden occurrence or manifestation of the prior condition that happens spontaneously and without warning in the form of symptoms. It is of short duration, rapidly progressive, and requires urgent and immediate medical care.
The plan does not provide coverage for routine dental care, such as checkups, cleanings, and fillings.
However, the plan may provide limited coverage for dental care that is necessary due to an injury or illness, up to the chosen policy maximum.
For example, if you experience a dental emergency during your trip and require treatment for dental pain or infection, the plan may provide coverage for emergency dental treatment.
Yes, the plan offers coverage for dependents of the primary insured. Dependents are defined as spouses or unmarried children under the age of 26 who are traveling with the primary insured.
Coverage for dependents is subject to the same terms and conditions as coverage for the primary insured, including policy maximums, deductibles, and any exclusions or limitations that may apply. The premium for dependent coverage will depend on the number of dependents and the plan option chosen.
It’s important to note that dependent coverage is only available if the primary insured is also covered under the plan.
You can obtain the full policy details from the insurance company’s website or by contacting their customer service department.
You can contact the insurance company’s customer service department by phone or email to request a copy of the policy documents or to ask any questions you may have about the coverage provided under the plan.
In conclusion, this plan is a good option for visitors to the USA who are looking for affordable and comprehensive coverage.
The plan offers a range of benefits, including coverage for medical expenses, and emergency medical evacuation.
The plan is also flexible, allowing you to purchase coverage for as little as 5 days up to a maximum of 1 year, with the option to renew for up to 24 months.
Additionally, the plan has a large PPO network of healthcare providers, which can help you save money on out-of-pocket expenses.
Overall, the plan is a reputable and reliable insurance plan, administered by Trawick International, a well-known and respected insurance provider.
While it’s important to carefully review the policy details and limitations before purchasing any insurance plan, this plan is generally considered a good option for budget-conscious travelers who want comprehensive coverage at an affordable price.